Solution Architect · Fintech · Payments · SaaS

Muhammad Adnan

I design and deliver practical fintech, payments and SaaS platforms — turning complex business workflows into simple, scalable products.

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Muhammad Adnan

Solution Architect & Product Builder

Reading, United Kingdom

Building clean products from messy requirements.

Experienced technology and product professional with a strong background in payments, digital wallets, platform architecture, SaaS, and marketplace systems. Comfortable working across business, regulation, engineering and delivery teams to convert ideas into working products.

20+Years in technology
FintechPayments and wallets
SaaSProduct design and delivery
UKBased in Reading

Professional focus

Solution Architecture

Designing scalable platforms, APIs, service boundaries, data flows, integrations and deployment models.

Payments & Fintech

Experience across wallets, payment flows, settlement models, open APIs, banking integrations and reconciliation.

Product Delivery

Converting rough ideas into clear product roadmaps, PBIs, user journeys, prototypes and delivery plans.

Demo portfolio

01

Carbon Credit Trading Platform

Marketplace and settlement architecture for carbon credit trading, buyer onboarding, seller workflows and trust account handling.

02

Three-Click Website Deployment SaaS

A simple product concept for non-technical users to upload a website, pick a domain and go live without understanding DNS or hosting.

03

SmartPOS / EPOS Platform

Offline-first POS architecture for small restaurants and takeaways, including orders, payments, printing and reporting.

Core capabilities

Solution Architecture Payments API Integration Fintech SaaS Product Strategy System Design Reconciliation Cloud Platforms Technical Delivery

Let’s build something practical.

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